Borrowing Power Calculator

Q: How can I improve my borrowing power?

To improve your borrowing power, you can focus on increasing your income, reducing your existing debts, and maintaining a good credit score. Additionally, managing your living expenses effectively can positively impact the amount you may be eligible to borrow.

Q: Is the borrowing power calculator suitable for first-time home buyers?

Yes, the borrowing power calculator is an excellent tool for first-time home buyers. It helps you understand how much you might be able to borrow, allowing you to set realistic expectations and plan your property search accordingly.

Q: How accurate are the borrowing power calculator results?

The results from the borrowing power calculator provide a reliable estimate based on the information you input. However, these results do not account for lender-specific criteria or changes in financial circumstances. For a precise borrowing amount, consulting with a financial advisor is recommended.

Q: Does the borrowing power calculator consider different loan types?

Yes, the borrowing power calculator can be used to assess borrowing capacity for various loan types, including home loans, personal loans, and investment loans. This versatility helps you understand your borrowing potential across different financial products.

Find out how much you can borrow based on your income and expenses.

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How we can assist

We offer a comprehensive range of mortgage and finance options tailored to meet your unique needs. Our expert team is dedicated to helping you find the best solutions for your financial goals.

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Frequently Asked Questions

What factors does the borrowing power calculator take into account?

The borrowing power calculator considers factors such as your income, existing debts, living expenses, and loan details. By analysing these elements, it provides an estimate of how much you may be able to borrow from a lender.

How can I improve my borrowing power?

Is the borrowing power calculator suitable for first-time home buyers?

How accurate are the borrowing power calculator results?

Does the borrowing power calculator consider different loan types?

Contact our award-winning team and experience the difference

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     EXCELLENT  
     Based on 105 reviews 
    
 
 
   
 
 
        
   justin Engels 
 14 May 2024
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service from a company that always had our best interests at heart. Without them we woukd not have been able to have our first home.
  
 
       
   Ma Pamela Therese Gaddi 
 26 April 2024
 
 
 Trustindex verifies that the original source of the review is Google. I would to thank Anne Zablan-Balila for helping us secure our first home! You are very hands on, knowledgeable and always willing to help and you have so much patience in answering all of our concerns! You guided us and you were present every step of the way! I highly recommend Anne Zablan-Balila of Rob Schubert Financial Advice to be your mortage adviser and I am sure you can secure your first home too. I will definitely seek your expertise if given another chance to secure a property in New Zealand! I am one of many satisfied and happy client! Thank you so much Anne!
  
 
       
   Amy Po-Ching 
 26 April 2024
 
 
 Trustindex verifies that the original source of the review is Google. I have worked with Rod as my adviser for many years now and he always takes the time to understand my needs to ensure he can deliver on what is required. I have found him to be thorough, diligent, honest, hard working and always striving to do the best he can by me. He is personable, professional, and I highly recommend him.
  
 
       
   giancarlo maturan 
 21 April 2024
 
 
 Trustindex verifies that the original source of the review is Google. I would like to give thanks to Anne Balila from RSFA for helping us get our first home.  I admit it wasn't easy but Anne was always there to assist us and made the journey smooth and less complicated. I will definitely recommend her and RSFA to my friends who are also thinking of getting their new homes.
  
 
       
   Corrinne Pillay 
 16 April 2024
 
 
 Trustindex verifies that the original source of the review is Google. We’ve been clients of RFSA for a few years now. Our experience with Rod and the team has been awesome and the service we receive from Rod has been second to none.
His persistence and diligence to get the best rate for his customers has been a standout for us.
Rod has immense patience with Clients and treats out portfolio as if it was his own, with attention to detail and going to task to ensure we always get what’s best for us. The collaborative way in which this team works ensures that our best interest are always at the forefront.
  
 
       
   Dave Stokes 
 16 April 2024
 
 
 Trustindex verifies that the original source of the review is Google. Rod and his team were able to work the magic for us that the others weren't. His professionalism and willingness to go the extra mile has been greatly appreciated. I highly recommend Rod to anyone looking for expert mortgage advice.
  
 
       
   Georgia Ross 
 15 April 2024
 
 
 Trustindex verifies that the original source of the review is Google. Great service! Efficient and reliable. Can’t thank you guys enough!
  
 
       
   Michael Davies 
 10 April 2024
 
 
 Trustindex verifies that the original source of the review is Google. Rod and the team at SFA have been fantastic to deal with throughout our process. They achieved a higher result than we had been led to believe would be possible and made the whole process easy even when there were hurdles placed in the path. We highly commend Rod for his professionalism, patience, and diligence and have no hesitation in recommending Rod, and the team at SFA, to assist with your financial goals.
  
 
       
   Matt Crawford 
 20 February 2024
 
 
 Trustindex verifies that the original source of the review is Google. Would highly recommend Rod and his team, they are great to work with. Was first introduced to Rod a decade ago and have continued to benefit from his knowledge and experience over the years. He works hard to get results and pushes to get everything lined up even when the banks are dragging their heels.
  
 
       
   John Funnell 
 5 December 2023
 
 
 Trustindex verifies that the original source of the review is Google. Rod and his team where brilliant to deal with and where all over every detail of the process.
Cheers, John & Paul!

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