By viewing and using this website, you agree to have read and accepted the following terms and conditions of use.

If you do not agree to these terms or if you are dissatisfied with any portion of this website, your sole and exclusive remedy is to discontinue use.

We may change these terms and conditions at any time. Any changes to these terms apply from when they are published on this site.

For these terms and conditions, “this website”, “we” and “our” shall mean Rod Schubert Financial Advice Limited T/A RSFA.

Disclaimer

Information on this website may change at any time and is provided “as is”. Every effort has been made to ensure the information on this site is accurate and up to date. We accept no responsibility for any errors, omissions, or inaccuracies in the information. The provision of information on this website will not constitute any representation, warranty or undertaking (either express or implied) that the data is correct or that the information is current and up to date. The contents are not a substitute for specific advice for your circumstances and should not be relied upon as such.

The information is only intended to be general in nature. It should not be relied upon in any part without obtaining full details of the products and services by contacting RSFA. All product and service details, terms, conditions, and other information are subject to change at any time without notice. Terms, conditions, and fees apply to the various products and services and are available on request. A disclosure document will be provided to you on request free of charge.

You must take your own precautions to ensure that the process you employ for accessing this website does not expose you to the risk of viruses, malicious computer code or other forms of interference, which may damage your computer system.

We will not be liable for any loss, damage, cost, or expense whatsoever suffered because of the use of this site, inability to use this site, reliance on the information on this site or through directly or indirectly applying information on this site or its services.

If you are using this website or purchasing goods for business purposes, you agree that the New Zealand Consumers Guarantees Act 1993 does not apply.

Other sites

We are not responsible for and have no knowledge of, or control over the content of, any other websites linked to from this website. Links to other websites are provided for your information and convenience only. We accept no liability for the content of those websites, and the use of any information on any linked website is at your sole risk.

Intellectual Property

RSFA and any other persons expressly indicated on this site own or have rights to use all proprietary and intellectual property rights on the site and its contents (including, without limitation, copyright, logos, and trademarks).

RSFA welcomes the use of this site for your non-commercial use if you do not remove any copyright, trademark and other proprietary notices contained in the content. You may not copy, display, or redistribute for commercial purposes any portion of the information on this site without our express permission.

Any rights not expressly granted in these terms and conditions are reserved.

Privacy

RSFA respects and maintains your right to privacy.

We do not collect private or personal information from this website unless you willingly and expressly provide it.

We will not disclose any of your personal information except when:

1. We have your permission.
2. It is required for the delivery of our services to you.
3. It is required by law.

We will never rent, sell, or barter your personal information to a third party for purposes unrelated to your use of our services.

Unfortunately, no data transmission over the internet can be guaranteed as totally secure. While we strive to protect such information, we do not warrant and cannot ensure the security of any information you transmit. Accordingly, any information you transmit to us is at your own risk.

However, once received, the information submitted via this site is held in confidence. Your information will be stored in our customer database (CRM) or other monitored RSFA software. We may use this information to contact you in response to queries or send you news and information that we believe may be useful to you.

You may ask us to provide a copy of any personal information we might hold about you and request that we correct any details that may no longer be correct. This can be done by contacting us.

Site Activity Tracking

We use analytics technology such as but not limited to Google Analytics to measure your use of our site. Such tools use “cookies”, which are text files placed on your computer. Cookies do not capture or track any personal information and cannot identify you as an individual.

You may refuse the use of cookies by selecting the appropriate settings on your browser. However, please note that if you do this, you may not be able to use the full functionality of this website.

Any information gathered about your use of this site is only used to help us improve the content or layout of this website. It is not used for marketing purposes.

The information generated by the Google Analytics cookie about your use of this website is transmitted to and stored by Google on their servers. Google will use this information to evaluate your website use, compiling reports on website activity and internet usage. Google will not associate your IP address with any other data held by Google. You may wish to read Googles privacy policy or the Google Analytics Terms of Service.

Electronic Communication Act and Spam

We do not spam people, but we utilise permission marketing for commercial communications. Inferred consent is taken when you contact us but have not directly instructed us to send you a message; you may unsubscribe at any point by using the “unsubscribe” option available to you within the correspondence received or replying to the email and adding “UNSUBSCRIBE” in the subject line.

In addition to your rights set out above, you may:

• Update or rectify any of the Personal Data that we hold about you.
• Withdraw your consent to RSFA’s use of your Personal Information as described in this Privacy Statement by formally requesting this of us. While this may have the expectation of us destroying your data, this request does not overrule regulatory requirements for us to continue to hold records, as stated by the various legislative acts applying to the advice services we provide.

Should you have any concerns in relation to RSFA’s collection and/or processing of your Personal Data, then please get in touch with us.

Jurisdiction

The laws of New Zealand govern these terms and conditions, and you consent to the exclusive jurisdiction of the Courts of New Zealand in all disputes arising out of or relating to the use of this site.