Insurance
What’s the first thing you think of insuring when you have a house, and probably a mortgage? The house right? Even the contents in the house. How about insuring ‘you’? The risk is mitigated with personal and/or business risk insurance (life, trauma, mortgage repayment/income protection insurance and so on).
Why insurance is important
As a whole, New Zealanders are underinsured. The old adage of “she will be right”, could simply be deemed another term for denial, or under acknowledging the true meaning of insurance. To put it simply, if we are to protect our assets and family, we can either self-insure, or buy suitable insurance.
Most people do not have the ability to self-insure therefore the only sensible option is to rely on an insurance company to pay out, should things go wrong. Once it’s too late, it’s too late.
Important statistics to consider
As the statistics purport, you are far more likely to suffer an illness that disables you, or worse, than you are an injury that causes the same devastation.
How would you or your family cope if that something happened to you? By the time you need it, it’s too late. That is what insurance is: peace of mind that relevant insurance will be there to protect you when you need it the most. Just like you hope your house won’t burn down, and a claim needing to be made, the same is true when it comes to risk insurance.
Contact our award-winning team and experience the difference
justin Engels14 May 2024Excellent service from a company that always had our best interests at heart. Without them we woukd not have been able to have our first home.
Ma Pamela Therese Gaddi26 April 2024I would to thank Anne Zablan-Balila for helping us secure our first home! You are very hands on, knowledgeable and always willing to help and you have so much patience in answering all of our concerns! You guided us and you were present every step of the way! I highly recommend Anne Zablan-Balila of Rob Schubert Financial Advice to be your mortage adviser and I am sure you can secure your first home too. I will definitely seek your expertise if given another chance to secure a property in New Zealand! I am one of many satisfied and happy client! Thank you so much Anne!
Amy Po-Ching26 April 2024I have worked with Rod as my adviser for many years now and he always takes the time to understand my needs to ensure he can deliver on what is required. I have found him to be thorough, diligent, honest, hard working and always striving to do the best he can by me. He is personable, professional, and I highly recommend him.
giancarlo maturan21 April 2024I would like to give thanks to Anne Balila from RSFA for helping us get our first home. I admit it wasn't easy but Anne was always there to assist us and made the journey smooth and less complicated. I will definitely recommend her and RSFA to my friends who are also thinking of getting their new homes.
Corrinne Pillay16 April 2024We’ve been clients of RFSA for a few years now. Our experience with Rod and the team has been awesome and the service we receive from Rod has been second to none. His persistence and diligence to get the best rate for his customers has been a standout for us. Rod has immense patience with Clients and treats out portfolio as if it was his own, with attention to detail and going to task to ensure we always get what’s best for us. The collaborative way in which this team works ensures that our best interest are always at the forefront.
Dave Stokes16 April 2024Rod and his team were able to work the magic for us that the others weren't. His professionalism and willingness to go the extra mile has been greatly appreciated. I highly recommend Rod to anyone looking for expert mortgage advice.
Georgia Ross15 April 2024Great service! Efficient and reliable. Can’t thank you guys enough!
Michael Davies10 April 2024Rod and the team at SFA have been fantastic to deal with throughout our process. They achieved a higher result than we had been led to believe would be possible and made the whole process easy even when there were hurdles placed in the path. We highly commend Rod for his professionalism, patience, and diligence and have no hesitation in recommending Rod, and the team at SFA, to assist with your financial goals.
Matt Crawford20 February 2024Would highly recommend Rod and his team, they are great to work with. Was first introduced to Rod a decade ago and have continued to benefit from his knowledge and experience over the years. He works hard to get results and pushes to get everything lined up even when the banks are dragging their heels.
John Funnell5 December 2023Rod and his team where brilliant to deal with and where all over every detail of the process. Cheers, John & Paul!