Home Loans

Unlock the door to your dream home or investment property with expert guidance and tailored home loan solutions from Rod Schubert Financial Advice.

You may have a property or even own several; you may be a first home buyer wanting to buy an investment property.

Whatever the case, we are here to support you and provide expert advice on selecting the right home loan.

Our advisers can assist you with:

  • Calculating affordability
  • Find the best bank for you (or non-bank if main bank criteria isn’t met)
  • Seek pre-approval
  • Give you step-by-step guidance (we can refer you to our network contacts too)
  • Do as much of the ‘heavy lifting’ as we can with your application
  • Indication of how we would suggest structuring your lending that may maximise tax deductibility*
  • Seeking approval for interest-only deductions
  • Borrowing up to the maximum loan to value ratios (LVRs), if required, for new builds and existing investment properties
  • Negotiate pricing with our genuine effort to obtaining you the best terms
  • Advising professionally of ‘mortgagee saturation risk consumer style ‘ by recommending the use of different mortgagees (banks) where appropriate and suitable

In summary of the above, we’ll give you professional advice on what you can borrow, your mortgage structure, and the most competitive lending package we can recommend. We’ll manage the process of obtaining finance with the banks and can work with your lawyer, accountant, estate agent, and any other professional or authorised party to achieve the result you are seeking.

*We are not qualified tax professionals and qualified tax advice must be sought to formalise any such tax related issues we identify.

Contact our award-winning team and experience the difference

Get started with RSFA

With over 20 years of industry experience, Rod and his team provide expert guidance and top-notch service to help you achieve your financial goals. Reach out to our team today.

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Understand your finances with our financial analysis tools

RSFA Financial Advisers leverage Planolitix to provide clients with comprehensive financial planning and advanced data analysis, ensuring tailored solutions for optimal financial outcomes.

By utilising this sophisticated tool, RSFA Financial Advisers enhance decision-making processes and maximise investment strategies for their clients.

Frequently Asked Questions

When selecting a home loan, consider the interest rate, loan term, repayment flexibility, and any associated fees. It's important to evaluate how these factors align with your financial situation and long-term goals.

Contact our award-winning team and experience the difference