TPD Insurance

TPD Insurance provides a lump sum payment in the event of total and permanent disablement caused by accident or illness, to help you survive financially for the rest of your life.

Total and Permanent Disability (TPD) insurance is crucial for providing financial support if you become permanently unable to work due to injury or illness. Clients often use the benefits to pay off their mortgage, ensuring their home remains secure during challenging times.

TPD insurance also allows you to obtain the best medical care, which can significantly improve your quality of life. Additionally, it helps in making necessary modifications to your home or workplace, enhancing accessibility and comfort.

For business owners, TPD insurance ensures the survival of your business by covering operational costs and securing its future. Overall, TPD insurance offers comprehensive financial protection, giving you and your family peace of mind and stability.

The RSFA 4 Step Process

Step 1

Identify your insurance objectives via a needs analysis.

Step 2

Prepare a personalised statement of advice once your needs are established, and discuss with you.

Step 3

Once you are satisfied we will implement your Protection Plan (RSFA assists with the application form and liaising with the insurer to achieve the best-underwritten terms).

Step 4

Provide ongoing service by way of annual reviews (there may be a need to review in-between times).

Get started with RSFA

With over 20 years of industry experience, Rod and his team provide expert guidance and top-notch service to help you achieve your financial goals. Reach out to our team today.

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Understand your finances with our financial analysis tools

RSFA Financial Advisers leverage Planolitix to provide clients with comprehensive financial planning and advanced data analysis, ensuring tailored solutions for optimal financial outcomes.

By utilising this sophisticated tool, RSFA Financial Advisers enhance decision-making processes and maximise investment strategies for their clients.

Frequently Asked Questions

To make a claim on TPD (Total and Permanent Disability) insurance, you must demonstrate that you are permanently unable to work in your current occupation or any other occupation for which you are reasonably suited by education, training, or experience. The specific criteria can vary between policies, so it's important to review your policy details or consult with a financial adviser to understand the requirements.

Contact our award-winning team and experience the difference