Key Person Cover
Key person insurance is essential for protecting your business against the financial impact of losing a crucial team member due to illness or death. This coverage ensures that your business can continue operating smoothly during a challenging transition period, providing much-needed stability.
At Rod Schubert Financial Advice, we understand the importance of securing your business's future. Key person cover can provide funds to hire and train a replacement, cover lost revenue, and manage operational costs. This financial support is vital to maintaining confidence within your organisation and sustaining its operations.
The loss of a key person can disrupt your business significantly. Key person insurance helps mitigate these risks by offering the financial resources necessary to navigate such disruptions effectively. It ensures that your business can withstand the unexpected loss of a valuable team member.
We offer customised key person insurance policies to suit your specific business needs, ensuring comprehensive protection. By safeguarding your most valuable assets, you can focus on growth and success, knowing your business is well-protected against unforeseen circumstances.
The RSFA 4 Step Process
Step 1
Identify your insurance objectives via a needs analysis.
Step 2
Prepare a personalised statement of advice once your needs are established, and discuss with you.
Step 3
Once you are satisfied we will implement your Protection Plan (RSFA assists with the application form and liaising with the insurer to achieve the best-underwritten terms).
Step 4
Provide ongoing service by way of annual reviews (there may be a need to review in-between times).
Get started with RSFA
With over 20 years of industry experience, Rod and his team provide expert guidance and top-notch service to help you achieve your financial goals. Reach out to our team today.
Understand your finances with our financial analysis tools
RSFA Financial Advisers leverage Planolitix to provide clients with comprehensive financial planning and advanced data analysis, ensuring tailored solutions for optimal financial outcomes.
By utilising this sophisticated tool, RSFA Financial Advisers enhance decision-making processes and maximise investment strategies for their clients.
Frequently Asked Questions
The amount of coverage needed for key person insurance depends on several factors, including the key person's role in the company, their contribution to revenue, the cost of recruiting and training a replacement, and the potential impact on business operations. A financial adviser can help assess these factors to determine the appropriate coverage level.
Contact our award-winning team and experience the difference
justin Engels14 May 2024Excellent service from a company that always had our best interests at heart. Without them we woukd not have been able to have our first home.
Ma Pamela Therese Gaddi26 April 2024I would to thank Anne Zablan-Balila for helping us secure our first home! You are very hands on, knowledgeable and always willing to help and you have so much patience in answering all of our concerns! You guided us and you were present every step of the way! I highly recommend Anne Zablan-Balila of Rob Schubert Financial Advice to be your mortage adviser and I am sure you can secure your first home too. I will definitely seek your expertise if given another chance to secure a property in New Zealand! I am one of many satisfied and happy client! Thank you so much Anne!
Amy Po-Ching26 April 2024I have worked with Rod as my adviser for many years now and he always takes the time to understand my needs to ensure he can deliver on what is required. I have found him to be thorough, diligent, honest, hard working and always striving to do the best he can by me. He is personable, professional, and I highly recommend him.
giancarlo maturan21 April 2024I would like to give thanks to Anne Balila from RSFA for helping us get our first home. I admit it wasn't easy but Anne was always there to assist us and made the journey smooth and less complicated. I will definitely recommend her and RSFA to my friends who are also thinking of getting their new homes.
Corrinne Pillay16 April 2024We’ve been clients of RFSA for a few years now. Our experience with Rod and the team has been awesome and the service we receive from Rod has been second to none. His persistence and diligence to get the best rate for his customers has been a standout for us. Rod has immense patience with Clients and treats out portfolio as if it was his own, with attention to detail and going to task to ensure we always get what’s best for us. The collaborative way in which this team works ensures that our best interest are always at the forefront.
Dave Stokes16 April 2024Rod and his team were able to work the magic for us that the others weren't. His professionalism and willingness to go the extra mile has been greatly appreciated. I highly recommend Rod to anyone looking for expert mortgage advice.
Georgia Ross15 April 2024Great service! Efficient and reliable. Can’t thank you guys enough!
Michael Davies10 April 2024Rod and the team at SFA have been fantastic to deal with throughout our process. They achieved a higher result than we had been led to believe would be possible and made the whole process easy even when there were hurdles placed in the path. We highly commend Rod for his professionalism, patience, and diligence and have no hesitation in recommending Rod, and the team at SFA, to assist with your financial goals.
Matt Crawford20 February 2024Would highly recommend Rod and his team, they are great to work with. Was first introduced to Rod a decade ago and have continued to benefit from his knowledge and experience over the years. He works hard to get results and pushes to get everything lined up even when the banks are dragging their heels.
John Funnell5 December 2023Rod and his team where brilliant to deal with and where all over every detail of the process. Cheers, John & Paul!