Seth Rackham

Financial Adviser – Life, Health & Disability Insurance | KiwiSaver | Mortgages (In Training)
Financial Service Provider Registration: FSP1007555

Seth is a qualified Financial Adviser specialising in Life, Health & Disability insurance and KiwiSaver, with a strong focus on helping clients make confident, well-informed decisions about protecting what matters most and building long-term financial security. He takes a practical, straight-talking approach – starting with understanding your situation first, then mapping out options that actually fit your goals and needs (no one-size-fits-all recommendations). Seth is particularly passionate about helping people maximise the benefits of KiwiSaver, especially young families and first-home buyers who want to build long-term wealth and reduce financial stress. He believes KiwiSaver can be a powerful tool – not just for understanding compounding returns, but for giving people more clarity and control over their financial future. It can be a real perspective-shifter on how people think about financial well-being. Seth provides advice across:

• Personal Insurance: Life, Trauma, Total & Permanent Disability (TPD), Income Protection, and Medical Insurance
• KiwiSaver: Helping clients understand fund choices, risk levels, and contribution strategies

Seth brings an approach to advice that keeps things transparent, cuts through jargon, and makes sure clients feel supported at every step. He holds the New Zealand Certificate in Financial Services (Level 5) – Insurance and Investment strands.

Based in Papamoa, he enjoys making the most of the local beaches and fishing in summer, and heading to the mountains to snowboard in winter.

Seth is also providing lending support to the team, gaining experience in complex lending scenarios while studying his Level 5 certificate in Residential Lending. While not yet authorised to provide mortgage advice, he is actively building the knowledge and skills to offer clients a seamless end-to-end service in the future.

At RSFA, Seth is committed to delivering advice that’s tailored, easy to understand, and designed to genuinely improve your financial position – so you can feel prepared, protected, and confident about what’s ahead.