By Kathleen Schubert, RSFA Insurance Analyst & Claims Specialist
Endometriosis is a common and debilitating condition that affects many women in New Zealand. It occurs when tissue similar to the lining of the uterus grows outside of the uterus, causing pain, heavy periods, and other symptoms. Unfortunately, diagnosis and treatment of endometriosis can often be a long and frustrating process, particularly if you rely solely on the public health system. In this blog post, we will explore why women should consider private health insurance when seeking treatment for endometriosis.
Firstly, the public health system in New Zealand is under significant pressure, with long wait times for specialist appointments and surgeries. This means that women with suspected endometriosis may face delays in getting the investigations and treatment they need to manage their symptoms. With private health insurance, you can bypass the public system and access private gynaecologists who specialise in endometriosis. Private health insurance can help you to get the care you need sooner rather than later, reducing the impact of endometriosis on your daily life.
Secondly, private health insurance can give you more control over your healthcare. With public health services, you may not have a choice about which specialist you see, when you can have your appointments, or the type of treatment you receive. In contrast, with private health insurance, you can choose your own specialist and have greater input into the care you receive. This can be particularly important for women with endometriosis, as the condition can be complex and require a tailored treatment plan.
Thirdly, private health insurance can provide you with access to the latest treatments and technologies. Endometriosis is a complex condition, and there are a range of treatment options available, from medication to surgery. Private health insurance can give you access to cutting-edge treatments and technologies that may not be available through the public health system. This can help you to manage your symptoms more effectively and improve your quality of life.
Pre-existing conditions, such as endometriosis, can look to be covered by insurers that allow for pre-existing coverage after a set period of holding a policy with them. We currently have access to two insurers that can cover pre-existing gynaecological conditions, along with others, contingent on which insurer we approach.
Finally, private health insurance can offer peace of mind. Endometriosis can be a challenging and unpredictable condition, and having private health insurance can give you the reassurance that you will have access to the care you need when you need it. With private health insurance, you can have the peace of mind that comes with knowing you have a safety net if your condition worsens or if unexpected complications arise.
In conclusion, if you are a woman with suspected endometriosis, private health insurance can offer significant benefits over relying on the public health system. Private health insurance can provide you with faster access to specialist care, greater control over your healthcare, access to the latest treatments and technologies, and peace of mind. Don’t let endometriosis control your life – consider investing in private health insurance today.
Get in touch with RSFA today for a no-obligation free consultation to see if private health insurance is for you. Or if you want us to review your existing policy or help you make a claim, we can support you wherever you are on your insurance journey.
This blog contains general information only. The opinions expressed in this article should not be taken as financial advice, or a recommendation of any financial product. Rod Schubert Financial Advice (RSFA) shall not be liable or responsible for any information, omissions, or errors present. We recommend seeking professional legal and/or financial advice before taking any action. Our Disclosure Statements are available on our website.